Ok, let's say,
you reload RM150 into our Account Credit.
Then,
Somebody asked you top up RM100 to XOX,
our system only deduct RM93 from your account
[7.00% for XoX]
So, your profit is RM7
as RM100 - RM93 = RM7
And your account will be
RM150 - RM93 = RM57